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GuidesSep 28, 202312 min read

The International Founder's Guide to US Business Bank Accounts

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Global Operations

eCorp Services

Opening a US bank account as a non-resident alien (NRA) is historically one of the most frustrating bottlenecks in international entrepreneurship. Due to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) laws enacted after the Patriot Act, most traditional brick-and-mortar US banks require a physical in-branch visit to open an account.

However, the landscape has changed dramatically over the last few years. The rise of fintechs and banking-as-a-service platforms has opened the door for remote verification of international founders.

To successfully open an account remotely, you will need: 1. Finished Articles of Organization for your LLC. 2. An active EIN from the IRS. 3. A valid Government ID (passport). 4. Utility bill or proof of address from your home country.

We partner directly with Several banking platforms to smooth this process...

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